In Michigan, stable means overstable, on the whole. It's varies somewhat, and usually I'll ask if they mean "Comet stable" or "Nuke OS" stable.
When I talk to people I say neutral for something like a Comet or S-FD or I say how much turn and how heavy it fades when thrown a certain distance - and whether it needs a lot of room to work - and the tactile sensation of the plastic against my fingertips - all of this so they kinda know WTF I'm talking about.
Putt and approach and shortrange: Wizards!
Mid range: Rocs, Comets Long range: Teebirds, Leonards
Distance: Vikings Utility: Firebirds, ???