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Old 01-08-2017, 05:02 PM
wadevk wadevk is offline
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Default Club Insurance

I run a small town club of roughly 40 members and our city has been nice as far as not requiring liability insurance for our league nights but they require it for any tournaments we run. Last year I hosted two PDGA events and had around 50 players for each, which is great, but we have been wanting to do an Ace Race or Trilogy Challenge and the cheapest private insurance I've came across is $200 per day per event... I've noticed a few people talking about their clubs insurance being around 4-500 per year and covering the club, leagues and events all in one. Any advice on companies to look for policies like this? I am in Northern Minnesota... Thanks!
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  #2  
Old 01-08-2017, 06:14 PM
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DavidSauls DavidSauls is offline
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Look for an independent agent in your area who specializes in, or at least prominently writes, commercial (business) insurance.

It's going to be a commercial liability policy to cover you, even though your club is not a business, the same policies protect non-profits and not-for-profits.

Independent agents can offer more and better options for unusual situations.
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Old 01-08-2017, 06:18 PM
Improbably Improbably is offline
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It is possible to get sanctioning and thus insurance for such events under the X tier designation.
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Old 01-08-2017, 06:54 PM
RJRendleman RJRendleman is offline
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All sanctioned tourneys can be covered by PDGA insurance.

Club insurance is usually a members driven cost. For the Charlotte DGC we pay some set costs as well as a "per member" fee. We pay ours in July, and last year it was $3600.
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Old 01-09-2017, 10:37 AM
wadevk wadevk is offline
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Quote:
Originally Posted by DavidSauls View Post
Look for an independent agent in your area who specializes in, or at least prominently writes, commercial (business) insurance.

It's going to be a commercial liability policy to cover you, even though your club is not a business, the same policies protect non-profits and not-for-profits.

Independent agents can offer more and better options for unusual situations.
I was thinking I might have to go that route, but was hoping for an easy hidden gem online company. Thanks for the help!

Quote:
Originally Posted by Improbably View Post
It is possible to get sanctioning and thus insurance for such events under the X tier designation.
I'll have to look into that.

Quote:
Originally Posted by RJRendleman View Post
All sanctioned tourneys can be covered by PDGA insurance.

Club insurance is usually a members driven cost. For the Charlotte DGC we pay some set costs as well as a "per member" fee. We pay ours in July, and last year it was $3600.
Yep, but it seems odd to sanction an Ace Race or something similar. That is a crazy premium... how many members are there in Charlotte though?
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Old 01-09-2017, 10:49 AM
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Aim For The Chains Aim For The Chains is offline
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https://www.theeventhelper.com/



Curious how accurate this is..
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  #7  
Old 01-09-2017, 03:06 PM
wadevk wadevk is offline
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Quote:
Originally Posted by Aim For The Chains View Post
https://www.theeventhelper.com/


Curious how accurate this is..
Accurate... Everywhere I look online it's close to that amount.
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  #8  
Old 01-13-2017, 11:17 AM
Spinthrift Spinthrift is offline
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Quote:
Originally Posted by wadevk View Post
($3600) is a crazy premium... how many members are there in Charlotte though?
440.
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