I remember when I was at BRP a few years back. I think it was Hole 16 where you throw from that shack and across a little 6' wide creek. My drive just happens to go dead into that creek. I go up there and start reaching into the creek with my hands to be if I can retrieve it. There's another group behind me, so I wave them through and they play the hole.
After they come up upon the creek, seeing me still looking for my disc, one younger dude with a smartass tone says, "Hey, if you give me a crap disc out of your bag, I'll get your disc out." I politely decline, because its such a little creek. They cross the creek, go to putt out, while I continue to look. Again, Mr. Smartass has to come up to me and say, "Like I said man, just give me a crap disc, I'll get in there for you". I told him to move on and go back to his group.
Eventually after ten minutes or so I man up, take my shoes and socks off, get my feet in the creek and 30 seconds later, jackpot. Grab my disc, put my shoes and socks back on, and finish the hole.
About three holes later, I come upon that group again, and Mr. Smartass comes up to me. "Hey man, did you ever get that disc out of the creek?". I replied "Nope, never could find it. If you go back there and find it, you can keep the damned thing."
And off he went.